html {
    scroll-behavior: smooth;
  }
* {
    margin: 0;
    padding: 0;
}

body {
    font-size: 14px;
    margin: 0;
    padding: 0;
    color: #333;
    font-family: 'Open Sans', sans-serif;
}

h1 {
    font-size: 40px;
}

h2 {
    font-size: 38px;
}

h3 {
    font-size: 32px;
}

h4 {
    font-size: 26px;
}

h5 {
    font-size: 20px;
}

h6 {
    font-size: 16px;
}

h1,
h2,
h3,
h4,
h5,
h6,
.h1,
.h2,
.h3,
.h4,
.h5,
.h6 {
    color: #fff;
    margin: 0;
    padding: 0;
    font-family: 'Oswald', sans-serif;
    font-weight: 600;
}

p {
    color: #333;
    font-size: 18px;
}

img {
    max-width: 100%;
    margin: 0;
    padding: 0;
}

ul,
ol {
    margin: 0;
    padding: 0;
}

li {
    list-style: none;
}


/***** header *****/

.header {
    padding: 10px 0;
}
.header .logo h1{
    color: #EF4B25;
}

.header .logo span {
    color: #05437E;
}
.header_right {
    float: right;
}
.header_right img {
    margin: 6px 7px 0 0;
    float: left;
}

.header_right .contact_details {
    float: right;
    width: calc(260px - 36px);
    font-family: 'Oswald', sans-serif;
}

.header_right .contact_details span {
    display: inline-block;
    width: 100%;
    color: #010101;
    font-size: 20px;
    text-transform: uppercase;
    line-height: 20px;
}

.header_right .contact_details strong {
    font-size: 30px;
    color: #03438a;
    line-height: 30px;
}
.header .logo a{
    display: inline-block;
    vertical-align: middle;
}
.header .logo img{
    display: inline-block;
    vertical-align: middle;
}
.secure-logo {
    text-align: right;
}

/***** banner *****/

.banner_section {
    position: relative;
    /*height: 519px;
    overflow: hidden;*/
    /* width:100%; */
}

.banner_img:before {
    background: rgba(0, 0, 0, 0.5);
    position: absolute;
    left: 0;
    right: 0;
    top: 0;
    bottom: 0;
    content: "";
    z-index: 9;
}

.banner_section .banner_details {
    position: relative;
    width: 100%;
    height: 100%;
    z-index: 9;
}

.banner_section .banner_img {
    position: absolute;
    top: 0;
    bottom: 0;
    z-index: 0;
    overflow: hidden;
}
.banner_text {
    color: #fff;
    padding: 30px;
    margin: 20px 0 0 0;
    text-transform: uppercase;
    position: relative;
}

.banner_section .banner_rate {
    background: rgba(0, 0, 0, 0.7);
    padding: 20px 16px 22px 30px;
    margin: 20px 0 20px -30px;
    display: inline-block;
    position: relative;
}

.banner_section .banner_rate:before {
    content: "";
    position: absolute;
    right: -60px;
    top: 0;
    bottom: 0;
    border-left: rgba(0, 0, 0, 0.7) solid 60px;
    border-top: transparent solid 65px;
    border-bottom: transparent solid 65px;
}
.banner_section  h1 {
    margin: 0 0 15px 0
}
.banner_section h4 {
    text-transform: capitalize;
    margin: 0 0 15px 0
}
.banner_section p{
    color: #fff;
    text-transform: none;
    line-height: 24px;
    font-size: 18px;
    font-weight: 600;
    margin: 0 0 15px 0;
    padding: 0;
}
.banner_section p a{
    text-decoration: underline;
    color:#fff;
}

.banner_text ul li {
    margin: 0 0 10px 0;
    padding: 0px 0 0 30px;
    background: url(../images/right_icon.png) 0 7px no-repeat;
    font-size: 18px;
    font-weight: 600;
}

.banner_section .banner_img img {
    height: auto;
    width: auto;
}


.banner_section .flexslider{
    background: transparent;
    border: 0;
    margin: 0;
    padding: 0
}

.banner_section .slider{
    position: absolute;
    z-index: 000;
    left: 0;
    top: 0;
    width: 100%;
    height: 100%;
    z-index: 8;
}
.banner_section .slider .flex-caption{
    max-width: 1140px;
    width: 100%;
    padding: 0;
    margin: 0 auto;
}
.banner_section .slider .flex-caption .banner_text {
    max-width: 470px;
    width: 100%;
}
.banner_section  .flex-direction-nav a:before{
display: none
}
.banner_section  .flex-direction-nav .flex-prev{
    background: url(../images/banner-arrow-left.png) 0 0 no-repeat;
    left:0;
    opacity: 1;
    width:60px;
    height: 60px;
    font-size: 0;
    top:60%;
}
.banner_section  .flex-direction-nav .flex-next{
    background: url(../images/banner-arrow-right.png) 0 0 no-repeat;
    right:0;
    opacity: 1;
    width:60px;
    height: 60px;
    font-size: 0;
    top:60%;
}
.banner_section  .flexslider:hover .flex-direction-nav .flex-next{
    right:0
}
.banner_section  .flexslider:hover .flex-direction-nav .flex-prev{
    left:0
}

.banner_section  .flex-control-nav {
    width: 50%;
    position: absolute;
    top: 100%;
    text-align: left;
    padding: 0 0 0 30px;
    display: none
}



.banner_arrow_section {
    position: absolute;
    bottom: 70px;
    max-width: 1170px;
    width: 100%;
    margin: 0 auto;
    left: 0;
    right: 0;
    z-index: 9;
    padding: 0 50px;
}
.banner_arrow {
    width: auto;
    display: inline-block;
    padding: 10px;
}
.banner_arrow:after {
    content: "";
    height: 0;
    width: 0;
    border-left: #ef4b25 solid 31px;
    border-top: transparent solid 31px;
    border-bottom: transparent solid 31px;
    float: right;
}
.banner_arrow_section .banner_arrow a {
   
    color: #fff;
    font-size: 20px;
    padding: 0 0 112px 0;
    text-decoration: none;
    background-size: 50px;
    width: auto;
    display: inline-block;
    padding: 16px 24px;
    background: #ef4b25;
    border-radius: 4px 0 0 4px;
}

.banner_arrow_section .banner_arrow:hover a{
    background: #03438a;
}
.banner_arrow_section .banner_arrow:hover:after{
    border-left: #03438a solid 31px;
}



/*** banner form ****/

.banner_form_section {
    background: #ef4b25;
    padding: 30px;
    height: 100%;
    text-align: center;
    position: relative;
    z-index: 999;
    
}
.banner_contact_section .banner_form_section {
    min-height: 600px;
}
.banner_form_section h2 {
    text-transform: uppercase;
}

.banner_form_section p {
    font-size: 12px;
    color: #fff;
}

.banner_form_section ::placeholder {
    color: #a1a1a1;
    /*text-transform: uppercase;*/
}

.banner_form_section :-ms-input-placeholder {
    color: #a1a1a1;
   /* text-transform: uppercase;*/
}

.banner_form_section ::-ms-input-placeholder {
    color: #a1a1a1;
    /*text-transform: uppercase;*/
}

.btn-primary {
    color: #fff;
    background-color: #1d1d1d;
    border-color: #1d1d1d;
    width: 100%;
}

.btn-primary:hover {
    color: #fff;
    background-color: #03438a;
    border-color: #03438a;
}

.form-group {
    margin-bottom: 10px;
}

.banner_form button.btn-primary {
    text-transform: uppercase;
    margin: 15px 0 6px 0;
    width: auto;
    padding: 16px 20px;
}
.banner_form_section .banner_form label{
    text-align: left;
    display: inline-block;
    width: 100%;
    color: #333;
    font-size:15px;
}

/******* step by step ******/

.step_by_step {
    background: #f0f0f0;
    padding: 20px 30px;
}

.step_by_step .step_block h3 {
    color: #f14f29;
    text-transform: uppercase;
}

.step_by_step .step_block h5 {
    color: #003f7f;
    text-transform: uppercase;
}

.step_by_step .step_block {
    padding: 0 30px 0 20px;
    position: relative;
}

.step_by_step .step_block:after {
    content: "";
    position: absolute;
    right: -18px;
    bottom: 0;
    top: -2px;
    width: 36px;
    height: 100px;
    background: url(../images/step_arrow.png) 0 0 no-repeat;
}

.step_by_step .step_block.step_three:after {
    display: none;
}

.step_by_step .step_block p {
    margin:8px 0 0 0;
    font-weight: 600;
    font-size: 16px;
    color: #000;
}

/***** loan_car_section ***********/

.loan_car_section {
    padding: 0;
    background-image: url(../images/automobile-automotive-car-112460.jpg);
    background-size: cover;
    background-position: center center;
    background-attachment: fixed;
}

.loan_car_section .loan_car_bg{
    background: rgba(0, 0, 0, 0.7);
    width: 100%;
    display: inline-block;
    padding: 50px 0;
}

.loan_car_section .loan_car_bg h2,
.loan_car_section .loan_car_bg p{
    color: #fff;
}


.loan_car_section .loan_car_img{
    padding: 10px;
    border: #dfdfdf solid 1px;
}

.loan_car_section .loan_car_img img{
    width: 100%;
}

.loan_car_section h2{
    color: #f14f29;
    text-transform: uppercase;
    margin: 0 0 20px 0;
}

.loan_car_section ul {
    margin: 30px 0 15px 0;
}

.loan_car_section ul li {
    background: url(../images/icon-check.png) no-repeat top left;
    padding-left: 40px;
    margin-bottom: 10px;
    list-style: none;
}

.loan_car_section ul li span {
    display: block;
    color: #fff;
    font-size: 20px;
    line-height: 24px;
    padding: 4px 0;
}


/**** why_refinance *****/

.why_refinance{
    padding: 50px 14px;
    background: #f0f0f0;
}

.why_refinance .loan_car_img {
    background: #fff;
}

.why_refinance h4{
    color: #003f7f;
    font-size: 24px;
}

.why_refinance a{    
    font-size: 15px;
    width: 100px;
    background: #ef4b25;
    font-weight: 500;
    color: white;
    border: 0 none;
    border-radius: 25px;
    cursor: pointer;
    padding: 10px 24px;
    letter-spacing: 2px;
    margin:20px 15px 0px 0px;
    font-family: 'Oswald', sans-serif;
    text-decoration: none;
    display: inline-block;
    width: auto;
}
.why_refinance a:hover{    
    /* font-style: normal; */
    background: #003f7f;
    outline: none;
}

/**** makes_refinance *****/

.makes_refinance{
    padding: 50px 14px;
}
.makes_refinance p {
    font-size: 20px;
    font-weight: 600;
}

/**** auto_refinance  ******/

.auto_refinance {
    padding: 50px 14px;
    background: #f0f0f0;
}

/**** kind_of_loan *****/

.kind_of_loan{
    padding: 50px 14px;
     background: #fff;
}
.kind_of_loan_img {
    width: 90px;
    margin: 0 auto;
}
.kind_of_loan_img img {
    opacity: 0.4;
}
.kind_of_loan h3 {
    color: #003f7f;
    font-size: 24px;
}
.kind_of_loan .row {
    margin-bottom: 30px;
}

/***** auto_refinance ******/

.auto_refinance_made  {
    padding: 0;
    background-image:url(../images/car-macro-mini-cooper-35967.jpg); 
    background-size: cover;
    background-position: center center;
}

.auto_refinance_made .auto_refinance_block{
    background: rgba(0, 0, 0, 0.7);
    padding: 50px 14px;
    width: 100%;
    display: inline-block;
}
.auto_refinance_made .auto_refinance_block p {
    color: #fff;
}

.auto_refinance_made .auto_refinance_block a{
    font-size: 15px;
    width: 100px;
    background: #ef4b25;
    font-weight: 500;
    color: white;
    border: 0 none;
    border-radius: 25px;
    cursor: pointer;
    padding: 10px 24px;
    letter-spacing: 2px;
    margin:20px 15px 0px 0px;
    font-family: 'Oswald', sans-serif;
    text-decoration: none;
    display: inline-block;
    width: auto;
 }

 .auto_refinance_made .auto_refinance_block a:hover, 
 .auto_refinance_made .auto_refinance_block a:focus {
    background: #003f7f;
    outline: none;
}

/*****  quate_section *****/

.quate_section {
    padding: 50px 14px;
    background: #f0f0f0;
}

.quate_section h6{
    color: #f14f29;
    text-transform: uppercase;
    margin: 0;
}

.quate_section span{
    color: #333;
    text-transform: uppercase;
    margin:0;
    font-weight: 600;
}



/**** Footer *****/

footer.footer_site {
    padding: 20px 0;
}
footer.footer_site .copyright {
    font-weight: 600;
    text-align: left;
    font-size: 17px;
}
footer.footer_site .copyright p{
    font-size: 16px;
}
footer.footer_site .copyright span{
    font-size: 12px;
    display: block;
}
footer.footer_site .footer-menu ul {
    text-align: right;
}
footer.footer_site .footer-menu ul li {
    display: inline-block;
}
footer.footer_site .footer-menu li a {
    color: #337ab7;
    padding: 10px;
    text-decoration: none;
    outline: none;
    font-weight: 700;
}
footer.footer_site .footer-menu li a:hover{

    color: #ef4b25;
}

/*****************************/

.banner_form_section .banner_form {
    display: inline-block;
    width: 100%;
}
.banner_form_section .banner_form #msform {
    text-align: center;
    position: relative;

}

.banner_form_section .banner_form #msform fieldset {
    background: white;
    border: 0 none;
    border-radius: 0px;
    box-shadow: 0 0 15px 1px rgba(0, 0, 0, 0.4);
    padding: 15px 30px;
    box-sizing: border-box;
    width: 100%;
    margin: 0 ;
    position: relative;
}


.banner_form_section .banner_form #msform fieldset:not(:first-of-type) {
    display: none;
}

.banner_form_section .banner_form #msform input[type="text"], #msform textarea {
    padding:0 15px;
    border: 1px solid #727272;
    border-radius: 0px;
    margin-bottom: 10px;
    width: 100%;
    box-sizing: border-box;
    color: #2C3E50;
    /*font-size: 16px;*/
        background: #fff;
    font-family: 'Open Sans', sans-serif;
}

.banner_form_section .banner_form #msform input:focus, #msform textarea:focus {
    -moz-box-shadow: none !important;
    -webkit-box-shadow: none !important;
    box-shadow: none !important;
    border:1px solid #03438a;
    outline-width: 0;
    transition: All 0.5s ease-in;
    -webkit-transition: All 0.5s ease-in;
    -moz-transition: All 0.5s ease-in;
    -o-transition: All 0.5s ease-in;
}

.banner_form_section .banner_form #msform .action-button {
    width: 100px;
    background: #ef4b25;
    font-weight: 500;
    color: white;
    border: 0 none;
    border-radius: 25px;
    cursor: pointer;
    padding: 10px 5px;
    letter-spacing: 2px;
    margin: 10px 5px;
    font-family: 'Oswald', sans-serif;
}

.banner_form_section .banner_form #msform .action-button:hover,
.banner_form_section .banner_form #msform .action-button:focus {
    box-shadow: 0 0 0 2px white, 0 0 0 3px #ef4b25;
}

.banner_form_section .banner_form #msform .action-button-previous {
    width: 100px;
    background: rgba(0, 0, 0, 0.7);
    font-weight: 500;
    color: white;
    border: 0 none;
    border-radius: 25px;
    cursor: pointer;
    padding: 10px 5px;
    margin: 10px 5px;
    letter-spacing: 2px;
    font-family: 'Oswald', sans-serif;
}

.banner_form_section .banner_form #msform .action-button-previous:hover,
.banner_form_section .banner_form #msform .action-button-previous:focus {
    box-shadow: 0 0 0 2px white, 0 0 0 3px rgba(0, 0, 0, 0.7);
}

.banner_form_section .banner_form .fs-title {
    font-size: 24px;
    text-transform: uppercase;
    color: #2C3E50;
    margin-bottom: 10px;
    letter-spacing: 2px;
    font-weight: bold;
}

.banner_form_section .banner_form .fs-subtitle {
    font-weight: 500;
    font-size: 13px;
    color: #666;
    margin-bottom: 20px;
}

.banner_form_section .banner_form #progressbar {
    margin-bottom:20px;
    margin-top:30px;
    overflow: hidden;
    counter-reset: step;
}

.banner_form_section .banner_form #progressbar li {
    list-style-type: none;
    color: white;
    text-transform: uppercase;
    font-size: 9px;
    width: 33.33%;
    float: left;
    position: relative;
    letter-spacing: 1px;
}

.banner_form_section .banner_form #progressbar li:before {
    content: counter(step);
    counter-increment: step;
    width: 24px;
    height: 24px;
    line-height: 26px;
    display: block;
    font-size: 12px;
    color: #ef4b25;
    background: white;
    border-radius: 25px;
    margin: 0 auto 10px auto;
}


.banner_form_section .banner_form #progressbar li:after {
    content: '';
    width: 100%;
    height: 2px;
    background: white;
    position: absolute;
    left: -50%;
    top: 9px;
    z-index: -1;
}

.banner_form_section .banner_form #progressbar li:first-child:after {
    content: none;
}

.banner_form_section .banner_form #progressbar li.active:before,
.banner_form_section .banner_form #progressbar li.active:after {
    background: #05437E;
    color: #fff;
}



.banner_form .progress {
    background: #05437E;
    height:25px;
    border-radius: 2px;
    overflow: inherit;
}
.banner_form .progress-bar-striped {
    background-color: #000;
    background-image: linear-gradient(45deg,rgba(255,255,255,.15) 25%, transparent 25%,transparent 50%, rgba(255,255,255,.15) 50%, rgba(255,255,255,.15) 75%, transparent 75%,transparent);
    white-space: inherit;
    font-size:15px;
}
.banner_form .progress-bar-striped span {
    position: absolute;
    left: 0;
    top: -30px;
    font-size: 14px;
    text-align:center;
    right: 0;
}

.banner_details .row {
    margin-left: 0;
    margin-right: 0;
}
.loanbannerImg::before {
    content: "";
    display: inline-block;
    position: absolute;
    width: 100%;
    background: rgba(0,0,0,0.5);
    height: 100%;
}
.no-paddingLR {padding-left:0;padding-right:0;}
.loanbannerImg {background:url(../images/auto-Loan.jpg); background-size: cover;width:100%;background-position: center center;position: relative;}
.banner_form .progress-bar-striped span strong {
    background:#05437E;
    color: #FFF;
    border-radius: 50%;
    width: 24px;
    height: 24px;
    display: inline-block;
    line-height: 24px;
    margin: 0 5px 0 0;
}
.banner_form_section .banner_form .input-radio {
    margin: 0 0 10px 0;
    display: inline-block;
    width: 100%;
    vertical-align: middle;
}
.banner_form_section .banner_form .input-radio label {
    font-size: 15px;
}

.banner_form_section .banner_form input, .banner_form_section .banner_form textarea, .banner_form_section .banner_form select {border:1px solid #727272;border-radius:0;font-size:15px;}
.banner_form_section .banner_form input:hover,
.banner_form_section .banner_form input:focus,
.banner_form_section .banner_form textarea:hover,
.banner_form_section .banner_form textarea:focus,
.banner_form_section .banner_form select:hover,
.banner_form_section .banner_form select:focus {border:1px solid #03438a;}

.banner_form_section .banner_form select {
    -webkit-appearance: none;
    -moz-appearance: none;
    appearance: none;
    background-image: url(../images/selectdropdown-arrow.png);
    background-repeat: no-repeat;
    background-position:calc(100% - 10px);
    margin-bottom: 10px;
}

.banner_form_section .banner_form select:focus {
    box-shadow: none;
}

.tcpa_text {
    color: #000 !important;
    font-size: 10px !important;
    line-height: 15px !important;
    text-align: justify !important;
    float: none !important;
}
.banner_form_section .banner_form #msform input.is-invalid,
.banner_form_section .banner_form #msform textarea.is-invalid,
.banner_form_section .banner_form select.is-invalid{ 
    border: #f00 solid 1px; 
}

.banner_form_section .banner_form #msform .alert-danger {
    text-align: left;
}

.banner_form_section .banner_form #contact-page{
    padding-bottom: 12px;
}
.terms-and-conditions .banner_form_section p, .privacy-policy .banner_form_section p {
    font-size: 15px;
    color: #fff;
    text-align: left;
}
.privacy-policy .banner_form_section, .terms-and-conditions .banner_form_section  {
    border-radius: 10px;
}





.banner_section .slider .flex-caption .banner_text {
    max-width: 400px;
    width: 100%;
}


.tcpa_text label a {
color: #000;
}
/* .main-navigation {
    display: none !important;
} */